While comprehensive coverage isn’t required in most state’s minimum insurance requirements, it is an integral part of your insurance coverage. It protects your car from damages that may happen outside of a collision, such as inclement weather (for example, hail), collisions with animals, vandali...

Pretty much straightforward, but collision insurance will protect your vehicle in the event that you are in a collision with another car. It can also protect your vehicle if you are in a collision with an object, like crashing into a fence. However, most states note that collision (as well as compre...